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Big guide to mortgages for first-time buyers – Part 2.
When you decide that you’re ready to start looking for your house, then it is time to meet a mortgage adviser to discuss your financing opportunities. You might decide later to take the mortgage directly from a bank, but meeting the adviser is usually free, and meeting them first will give you more understanding of what you…
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Big guide to mortgages for first-time buyers – Part 1.
Have you heard about first-time buyers buying a house without a mortgage? Possibly children of the super-rich can have their first house as a gift from their parents, but the rest of us can’t buy a property just from our savings, we need to borrow money from a bank. A mortgage is a loan that…
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What is the credit score and how to improve it.
If you consider buying your first home, one of the first things you should look at is your credit history as your credit rating is a crucial thing to determine if you qualify for a mortgage and at which rate. Actually, this should come together, if not earlier than saving for the deposit. Building or…